After you’ve shopped at a store in the mall, you pick out the item or items you want to buy and you go to the check out counter. Once you’re are almost cashed out the cashier always asks if you want to be on the mailing list or if you’ll leave your email for coupons and promotions. sometimes it’s annoying and you don’t really want to stand there and state your address or e-mail address…but the answer is yes! When you give that address or email you are in the loop for all the best deals! Since I’ve been on the mailing lists for a few of my favorite stores and since then I’ve gotten all the lastest catalogs, as well as coupons in the mail for new products, sales and free products! So when you say yes you get in the loop for sales,bargains and free products that only their mailing list gets.
Second- Get a credit card with your favorite store! I know credit card and debt but just listen…
Once you have a credit card you get even more deals. A lot of companies right now are offereing points for every dollar you charge to your account. Then once you’ve earned a certain number of points they offer you a gift certificate. Some companies even offer you “fast cash” or other types of gift certificates like $25 for every $50 you spend. Plus once you sign up and get approved you usually get a discount off your first purchase on your card. Then if having a credit card really isn’t your thing and you don’t want to have to pay later you can pay it off right after you put it on. Then with this store credit card you are establishing credit for yourself, and good credit at that.
I found this article on creditcards.com that talks about all the great perks and reasons to apply for a retail or department store credit card. It also provides you with the perks available at an array or stores. Check it out here!
~ Elaina
1 response so far ↓
eric // November 9, 2008 at 1:22 am
if you can display a reasonable amount of restraint, retail cards may be a good choice. however, you must use lots of caution! these retailers would not offer these cards if there wasn’t potential profit built into the rewards programs. marketing teams devote a lot resources into developing a rewards plan that still provides profitable gain after all rewards have been paid out. remember, by offering credit purchases these companies (or their underwriters) assume the risk of repayment. any time an institution bears risk you can assume they would not do so for free . . .